secured loans 1st Secured Loans
HELPING UK HOMEOWNERS IN THEIR SEARCH FOR A LOAN...

nat west secured loans abbey national secured loans rbs secured loans nationwide secured loans hsbc secured loans

HOME PAGE SECURED LOANS RATES SECURED LOANS CALCULATOR SECURED LOANS QUESTIONS?

UK HOMEOWNER SECURED LOANS

Let us take the hard work out of searching for a homeowner loan - complete the simple no-obligation form below!

We will pass your enquiry to a broker whose aim will be to find a rate and loan to suit your circumstances. All types of good or poor credit secured loans are available from many of the UK's best known lenders including major High Street Banks and Building Societies. All areas of the UK are covered including Northern Ireland.

CLICK HERE FOR THE 1ST SECURED LOANS HOME PAGE AND QUICK ENQUIRY

1ST SECURED LOANS WEBSITE USER AGREEMENT AND TERMS OF USE:

Use of the 1st Secured Loans ("we", "us", "1st-secured-loans.com") website ("the site") constitutes acceptance of the 1st Secured Loans Website User Agreement ("the agreement") and Terms of Use ("terms"). The user of the site ("you") represent that you have read and understood these terms and agree to be bound by them. If you do not agree to all the terms and conditions on this page, please do not use this website. Use of any internal or external links on the 1st Secured Loans website constitutes acceptance of the terms on this page. If you do not agree with these terms, please exit this site by closing the browser window.

The terms "1st Secured Loans", "1st-secured-loans.com" encompass the 1st Secured Loans Internet Site and Marketing Communications.

In order to use this site you must agree to be legally bound and to abide by the terms and to indemnify and hold the operators of the 1st Secured Loans website harmless from all alleged or actual damages, claims and expenses relating to any warrant, guarantee or representations made by the individual service providers featured within this website or linked websites. This also includes, without limitation, attorney's fees. The use of this site for any reason is deemed to be an agreement of this condition.

DISCLAIMERS

Bearing in mind that this is a free "public access" site, it is a condition of use of the site and the materials in it that use is at the user's own risk. We give no representation or warranty as to the accuracy of the content of the site and assume no responsibility for errors or omissions in it or the effect it has upon your computer. We disclaim all liability in respect of such information and its provision. Neither 1st Secured Loans nor any of the site's administrators, editors or contributors shall be liable for any loss or damages suffered as a result of any use of the site, including but not limited to direct loss, consequential loss and loss of profits. We do not assume, and therefore disclaim, any liability for any loss or damage caused by errors or omissions.

1st Secured Loans is provided on an "as is" and "as available" basis. We shall not be liable for any direct, indirect, incidental, special, or consequential damages. This includes, without limitation and even if we are advised of the possibility thereof, any damages for loss of goodwill or any and all other commercial damages or losses including loss of profit, that result from the use of, or inability to use 1st Secured Loans. The user agrees not to rely on any information obtained from the 1st Secured Loans website and indemnifies us from mistakes, omissions, errors, interruptions, delays of service or performance, defects, harmful components, viruses and bugs, howsoever caused. It is the user's duty to execute anti-contamination or virus software and ensure that any information, if contaminated or infected, will not damage the user's information or system. The entire risk as to the use of the 1st Secured Loans website is with the user. 1st Secured Loans or its agents are not responsible or liable for telephone, network, ISP, electronic, computer or other communication problems or failures of any kind. Personal information sent to 1st Secured Loans is at the senders own risk.

This independently owned website acts solely as an advertising and marketing vehicle to attract the businesses of financial professionals and, as such, the owners, webmasters and marketing professionals of this website are unable to offer financial advice. Any information contained on the website does not form the basis of any contract. Business or financial decisions should not be based solely on the information contained within this website.

INDEMNITY

In order to use this site you must agree to be legally bound and to abide by the terms and to indemnify and hold the 1st Secured Loans website harmless from all alleged or actual damages, claims and expenses relating to any warrant, guarantee or representations made by the individual merchants or linked sites. This also includes, without limitation, attorney's fees. The use of this site for any reason is deemed to be an agreement of this condition.

AVAILABILITY OF SERVICE

We do not warrant or guarantee that the 1st Secured Loans website will be uninterrupted or error-free.

LINKS AND SITE CONTENT

We do not make any warrant or guarantee, either expressed or implied as to the accuracy, validity, completeness, suitability, reliability, or currency of any information content within its site or sites to which it is linked to. Links to other websites are provided solely as a resource guide and do not represent an endorsement or guarantee, either expressed or implied. The 1st Secured Loans website does not assume any liability for any of the products, services, or data of any other sites. The 1st Secured Loans website is a facilitator of links to the content of other sites and as such has no editorial control over the content of such linked sites in the same manner that a public library has no control over the content of the books that it distributes. It is the responsibility of the user to evaluate the information, opinion, advice, or other content contained within the site. We cannot be held responsible or liable for any loss or damage due to reliance on information obtained through the 1st Secured Loans website.

INFORMATION INDEMNITY

The user agrees not to rely on any information obtained from the 1st Secured Loans website and indemnifies us from mistakes, omissions, errors, interruptions, delays of service or performance, defects, harmful components, viruses and bugs, howsoever caused.

SEVERANCE

If a term, covenant, provision, or condition of this agreement becomes, or shall be held by any court of competent jurisdiction to be against public policy or illegal, all remaining provisions of this agreement shall remain in full force and effect and unaffected, impaired or invalidated by this decision. The invalidated item shall be modified by the parties to the full extent possible to carry out all the intentions and directives stated in this agreement.

GOVERNING LAW

Any such contract will be interpreted, construed and enforced in all respects in accordance with the laws of England, and you and 1st Secured Loans irrevocably submit to the non-exclusive jurisdiction of the English Courts.

This agreement is governed by English law and all disputes will be handled solely in the United Kingdom. English Courts will have jurisdiction in respect of it. You consent to such venue and jurisdiction. The 1st Secured Loans website is controlled and operated from offices in the United Kingdom and makes no representations or warranties that its content or use is legal in other locations.

HEADINGS

Headings are for reading convenience only and are not to be used in the interpretation of this agreement.

VARIATION

Whilst it is not our intention to do so, the operators of the 1st Secured Loans Website reserves the right to change its policies and terms at any time. Any such changes will be posted on this page.

We do not assume, and therefore disclaim, any liability for any loss or damage caused by errors or omissions.

1st Secured Loans is not associated with other companies who own similar sounding names. If you do not agree to all the terms and conditions on this page, please do not use this website. Use of any internal or external links on the 1st Secured Loans website constitutes acceptance of the terms on this page.

If you do not agree with these terms, please exit this site by closing the browser window.

DATA PROTECTION ACT 1998

I/we confirm that I/we have the consent of any third party whose details I/we may disclose to 1st Secured Loans ("You") to disclose such details and to authorise You and the third parties referred to in the paragraph below to process such details for the purposes of assessing my/our enquiry and administering and enforcing any subsequent loan which may be granted to me/us.

I/we agree that You and any advisor resulting from this enquiry (the "advisor") shall be entitled to use and process, by any medium, the information given by me/us in this enquiry form and any other information about me/us which may be acquired during the lifetime of any loan ("the Data") for the following purposes:-

i. to provide the Data to and search the files of one or more credit reference or fraud prevention agencies whether before, or during the lifetime of any loan granted to me/us by the advisor, who will keep a record of such search, to confirm the Data, and for the purposes of credit assessment or account administration. I/we understand that You and /or the advisor will record false or inaccurate information if this is given by me/us and fraud is suspected.

ii. To disclose the Data to credit reference agencies when requested by them for consideration of any future enquiries for finance made by me or members of my household/family, or for fraud prevention and/or tracing debtors (the agencies may also disclose the Data to other advisors for these purposes)

iii. to disclose the Data to any other company within the advisor's group of companies and/or to any third parties (for example, debt counsellors and insurers) at any time for the purposes of assessing my/our enquiry and administering and enforcing any subsequent loan whether during the course of my/our enquiry or during the lifetime of any loan granted pursuant to such enquiry;

iv. to disclose the Data to any third party who replaces or who may replace my/our advisor.

PREVENTION OF MONEY LAUNDERING

The advisor and other organisations may use and search the records of credit reference or fraud prevention agencies to check your identity to prevent money laundering, unless you have furnished other satisfactory proof of identity.

RIGHT OF SUBJECT ACCESS

Information held by us will be processed only for purposes for which we have registered under the Data Protection Act. Upon you making a request in writing we will provide you with a copy of the information which we hold concerning you on payment of a fee.

PERSONAL DETAILS AND DATA PRIVACY

The personal details which you submit to us (Personal Data) are held by 1st Secured Loans for its own use. It is your responsibility to ensure that your Personal Data is accurate and up to date and to inform us of any changes that need to be made. 1st Secured Loans may use the Personal Data for the purposes they have notified to the Office of Information. By submitting your Personal Data you CONSENT to it being processed by 1st Secured Loans.

QUESTIONS/COMMENTS ABOUT OUR TERMS AND CONDITIONS?

If you have any questions/comments about our terms, you should email us at: info@1st-secured-loans.com

SECURED LOANS ENQUIRY FOR UK HOMEOWNERS ONLY...

If you do not own your home or if you live with your parents, please do not complete the homeowner loan form below, click here to enquire directly to a specialist broker. If you are a US resident click here.

If you are a UK homeowner enquire now for a secured loan below. Please complete the quick, easy NO OBLIGATION form and we will do the rest!

FAST TRACK SECURED LOANS ENQUIRY...

IMPORTANT: If you do not own your home or if you live with your parents, please do not complete the homeowner loan form below, click here to enquire directly to a specialist broker. USA residents click here to visit our partner site.

If you are a UK homeowner enquire now for a secured loan below. Please complete the quick, easy NO OBLIGATION form and we will do the rest!

Do you own your home?:
If the answer to the first question was no, please do not complete the section below. Instead click here to visit EuroCredit who should be able to help you better.

Depending on your circumstances a broker may recommend a remortgage in preference to a secured loan. Untick if you don't wish to consider this option:

Title:
Name: (first and surname)
Address:
Postcode:
Home Phone Number:
When can you be contacted on this number:
(please tick all that are appropriate)
Daytime:
Evenings:
Weekend:
Work Phone Number:
When can you be contacted on this number:
(please tick all that are appropriate)
Daytime:
Evenings:
Weekend:
Mobile Phone Number:
When can you be contacted on this number:
(please tick all that are appropriate)
Daytime:
Evenings:
Weekend:
Email: (please double-check spelling)
1st enquirer's date of birth:

1st enquirer's annual income:

Period in which you would like to pay back your loan: years
Employment status:
Marital status:


Your partner's details (Please skip this section if there is only one enquirer)
Title of joint enquirer:
Name of joint enquirer:
2nd enquirer's date of birth:

2nd enquirer's annual income:


Secured loan amount required:
Purpose of loan: (ie debt consolidation, home improvement, car, wedding, holiday)
Approximate value of your property:
Approximate mortgage outstanding: (if applicable)
Monthly mortgage payments: (if applicable)
Approximate total other loans:
(include credit/store cards etc)
If you have any poor credit problems whatsoever, please tick: (this isn't neccessarily a problem when obtaining a loan, but it is important that we have this information at this stage)
None:
CCJ:
IVA:
Arrears:
Bankruptcy:
Defaults:
Late or missed payments on loan:
Refused credit:
Other:
Comments and brief details of any credit issues:
(eg mortgage arrears, IVAs, defaults, CCJs)

May a credit check performed?

By pressing submit you indicate you accept the terms and conditions:
© The 1st Secured Loans website is an independent marketing website and not a lender, broker or financial adviser. We pass on enquiries to financial service providers and cannot offer financial advice. 1st Secured Loans cannot be held responsible or liable for any financial service, loan or mortgage product obtained through a third party. Enquiries do not constitute an offer to provide a mortgage, unsecured or secured loan. Loans are secured on property: Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.