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1st Secured Loans
HELPING UK HOMEOWNERS IN THEIR SEARCH FOR A LOAN...

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SECURED LOANS QUESTIONS?

UK HOMEOWNER SECURED LOAN QUESTIONS

This page is for general information purposes only. You must not use this information in your decision to apply for a secured loan. An advisor will be happy to answer your individual questions.

What is a secured loan?

If you have equity in your home and can afford the repayments, a loan can be secured against the value of your home. Therefore the loan interest rate tends to be less than non secured loans.

Usually the secured loan is a 'second charge'. This means that it is in addition to the current mortgage on the property.

What does equity mean?

Equity is the value of your home, minus the current mortgage balance.

Why use us for when searching for a secured loan?

We will put you in touch with a broker whose aim it is to find a suitable loan available from a range of well known lenders that matches your credit profile.

But what if I have past or current credit problems?

People who have had or are currently having credit problems and those in the most difficult of situations (even if they have been turned down elsewhere) can often be helped.

Mortgage arrears, CCJ's, IVAs or defaults are not always a problem. A loan advisor will look at your enquiry and select a lender based on your credit profile.

How about consolidation loans?

You may be able to consolidate other higher rate loans and credit cards you may have into one low rate secured loan and reduce your current credit payments.

What are your rates

We have a wide range of loan amounts at low APR's. Scroll down to complete the short secured loans enquiry form, and you will be contacted with a tailored rate. You are under no-obligation to accept this offer.

FAST TRACK UK HOMEOWNERS SECURED LOANS ENQUIRY...

IMPORTANT: If you do not own your home or if you live with your parents, please do not complete the homeowner loan form below, click here to enquire directly to a specialist broker. USA residents click here to visit our partner site.

If you are a UK homeowner enquire now for a secured loan below. Please complete the quick, easy NO OBLIGATION form and we will do the rest! Let us take the hard work out of searching for a homeowner loan - complete the simple no-obligation form below!

We will pass your enquiry to a broker whose aim will be to find a rate and loan to suit your circumstances. All types of good or poor credit secured loans are available from many of the UK's best known lenders including major High Street Banks and Building Societies. All areas of the UK are covered including Northern Ireland.

Do you own your home?:

If the answer to the first question was no, please do not complete the section below. Instead click here to visit EuroCredit who should be able to help you better.

Depending on your circumstances a broker may recommend a remortgage in preference to a secured loan. Untick if you don't wish to consider this option:

Title:

Name: (first and surname)

Address:

Postcode:

Home Phone Number:

When can you be contacted on this number:
(please tick all that are appropriate)

Daytime:
Evenings:
Weekend:

Work Phone Number:

When can you be contacted on this number:
(please tick all that are appropriate)

Daytime:
Evenings:
Weekend:

Mobile Phone Number:

When can you be contacted on this number:
(please tick all that are appropriate)

Daytime:
Evenings:
Weekend:

Email: (please double-check spelling)

1st enquirer's date of birth:

1st enquirer's annual income:

Period in which you would like to pay back your loan:

years

Employment status:

Marital status:

Your partner's details (Please skip this section if there is only one enquirer)

Title of joint enquirer:

Name of joint enquirer:

2nd enquirer's date of birth:

2nd enquirer's annual income:

Secured loan amount required:

Purpose of loan: (ie debt consolidation, home improvement, car, wedding, holiday)

Approximate value of your property:

Approximate mortgage outstanding: (if applicable)

Monthly mortgage payments: (if applicable)

Approximate total other loans:
(include credit/store cards etc)

If you have any poor credit problems whatsoever, please tick: (this isn't neccessarily a problem when obtaining a loan, but it is important that we have this information at this stage)

None:

CCJ:

IVA:

Arrears:

Bankruptcy:

Defaults:

Late or missed payments on loan:

Refused credit:

Other:

Comments and brief details of any credit issues:
(eg mortgage arrears, IVAs, defaults, CCJs)

May a credit check performed?

By pressing submit you indicate you accept the terms and conditions:

© The 1st Secured Loans website is an independent marketing website and not a lender, broker or financial adviser. We pass on enquiries to financial service providers and cannot offer financial advice. 1st Secured Loans cannot be held responsible or liable for any financial service, loan or mortgage product obtained through a third party. Enquiries do not constitute an offer to provide a mortgage, unsecured or secured loan. Loans are secured on property: Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.